A more invasive appraisal is needed if you are buying a home through an FHA loan. For example, the attic must be inspected by head and shoulders whether it is a pull down or a scuttle (a ladder is required). This is because evidence of any previous water damage in attic space must be noted. During an FHA appraisal, heating and cooling systems will also be turned on and tested, as will all kitchen appliances and all faucets.
Additional photos are also required for FHA appraisals, including pictures of the house number, basement egress, interior staircases, the relief valve on the hot water tank, the electrical panel, and the attic. With these added inspection points, FHA appraisal inspections usually take longer than a standard appraisal.
If you are in need of a real estate appraisal for an FHA loan, contact us today at 978-423-4211 or email Michelle Landry at email@example.com